It is very important to have in mind that money are almost like a blood for your business, you may say that customers are most important and that will be true for a long term. However if your financial dealings will have to have some mistakes then you can end up without money in your bank account and much to worry about. My dad reminded me of this very good saying of Onassis that businesses always use borrowed money, business person is not there to have money is there to make business and by this generate incomes for who ever place the capital in it and how business manager as well.
After a certain point, money is meaningless. It ceases to be the goal. The game is what counts. Aristotle Onassis
This is very interesting perspective and one that I greatly share, money are only there to be used and the game the tangible things is what really counts and should be cared for. At the end of the day money has only the value that we give to it.
On front of business loan and financing your business, I can say that the best way is to grow organically. However this can be greatly accelerated by suing financing from other sources that will be rapyd by profits from your business, this will accelerate your grown and by this your further repayments will only be faster. Main reason why so many businesses are not using loans is because of this notion of uncertainty and that one cannot be really sure of market that they operate in in and they are not convince that they model is going ot work.
Have an idea, and make sure that you trust your feeling all the way without question, however be smart enough to understand feedback that you receive from your environment.